It’s that time of the month! No, it’s budget time! A little wallet watching, budget balancing, money minding fun. I, too, have moments of weakness when it comes to spending money. Money which I have, but don’t need to spend. Let’s do Wallet Watching – February 2015. By Wallet Engineer
Wallet Watching – February 2016
Follow along every month as we track a real, live Engineer’s Budget — Find all Wallet Watching articles listed here.
In February the budget wasn’t too bad. A bit of spending on Deadpool (awesome movie). Otherwise everything is pretty much within reason.
Income – $3486 = 1335 + 1000 + (750) + 400
- $1335= set aside amount for all non-house-related expenses
- $1000 = set aside for “housing” — mortgage, interest, insurance, taxes. Excludes home improvement
- $750 = investment deposits, shown blue below
- $400 = savings (generally saved for large bills, capital expenses, job loss)
- $0 = tutor side hustle (after website’s cut). Shown below in blue.
Investments – $750
- $750 from my paycheck as part of my early retirement strategy.
See my current portfolio.
Upcoming expenses (scheduled or desirable) : kitchen stuff (flooring, DIY concrete countertop, knock out a wall, add a LVL beam, dishwasher, move pocket door to bathroom), bathroom interior paint, two ceiling fans, radiant floor heating. replace patio, add patio railing, Murphy bed? New front screen door. Replace back door and lock. Install raised beds for garden. Pressure regulator for the main – PSI too high.
Gas and Fuel
Phone, Movie, GYM
My phone bill has dropped dramatically since I dropped Verizon.
Alcohol and Bars
Hooo-weee, I did not overspend.
2/2 on not overspending!
Fast Food and Restaurants
Some sushi, and dinner at the brewery after riding the “Ale Trail”. Good day!
Mortgage and Rent
I BOUGHT A HOUSE. Mortgage and paying off my PMI 20% down. About 3.5 years left on the 20% down which will then add about $425 per month to my cash flow when paid off, which will then go into the stock account.
It’s all Home Depot again. $40 here, $40 there, $125 here, $50 there.
Normal bill is $30.
Gigabit internet through the city will be here between March– June of 2015!!!!!!!!!!!!!!!!!! July of 2015?? Looks like August. Looks like October. Not even close. As of today (11/5) they finally made some progress. 1500days got his fiber. (02/08)My brother is hooked up. They’re a block away! Seriously, what the fuck is up with Longmont fiber installation?
MISCELLANEOUS ( EVERYTHING ELSE) – $198
- Bought some clothes. Pet supplies. Movie tickets. Oscar nominated films. Computer game.